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Welcome to NMLS® Consumer AccessSM, a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. Users of NMLS Consumer Access are subject to the Terms of Use Agreement..


NMLS Consumer AccessSM

  • Contains licensing/registration information on mortgage, consumer finance, debt, and money services companies, branches, and individuals licensed by state regulatory agencies participating in NMLS. It also contains information regarding federal agency-regulated institutions and their mortgage loan originators who are registered with NMLS.
  • Not all state agencies have all license types on NMLS. If the entity you are looking for cannot be located, check to see if the regulator is on the participant list.
  • Does not include information on applications not yet approved by a state.
  • Does not include information on federal registrations until the registration is in an active status.
  • Contains information that is self-reported to regulatory agencies or an individual's employing institution by the licensed/registered company or professionals.
  • Record information cannot be amended if there are no active licenses or registrations for the relevant company, branch or individual.
  • Is updated nightly (business days only).
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